FAQ Page 常见问题
Check out those frequently asked questions. If you need more information, feel free to contact me at 604.446.9789 or firstname.lastname@example.org
这里是您在房屋买卖过程中，经常会遇到的一些问题。如果您有更进一步的问题，欢迎随时与我联系。电话：604.446.9789 电子邮件 email@example.com
What are the costs to be borne by the Seller?
Lawyer or Notary fees and expenses - attending to execution documents
Costs of clearing title – discharge fees charged by encumbrance holders and
Real Estate Commission (plus GST)
Goods and Services Tax
What are the costs to be borne by the Buyer?
Lawyer or Notary fees and expenses – Searching title, investigating title, and drafting documents
Land Title Registration fees – Survey Certificate (if required)
Costs of mortgage – mortgage Companys Lawyer/Notary fee, appraisal (if applicable), Land Title Registration Fees, and mortgage insurance: if your down payment is less than 20% your financial institution will need mortgage loan insurance. You will be required to pay the premium.
The home inspection: you and your financial institution will likely want to have a professional home inspection.
Fire Insurance Premium
Sales Tax (if applicable)
The Property Transfer Tax: this is a government tax payable when you register title, unless you are an eligible first-time buyer. The tax is 1% of the first $200,000 and 2% of the remainder.
Goods and Services Tax
Moving costs, cable, phone and utility hook-up
New appliances, gardening (lawn mowers, hoses, rakes, shovels)
What is the Deposit amount normally paid by Buyer?
When you make an offer to purchase, you must place a deposit, which could be as much as 5% of the purchase price. E.g. On a $1,000,000 home: $50,000 for deposit.
How do I know what my home is worth?
I and my team are experts at setting the price of your home. We have extensive knowledge, training and access to the latest market information. We will provide you the professional advices with the price and market strategies.
Could you sell your home yourself?
If you have the skills and the time, there can be advantages to selling your home yourself, including saving realtors commissions. However, keep in mind that selling a home requires expertise and knowledge so that you protect yourself from legal issues and you safeguard your investment.